Back to Basics by Paul
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Valentine’s Day Budget Savers!
Have you noticed how it’s usually men who call Valentine’s Day a “Hallmark holiday?” We dismiss the celebration as a commercial ploy to part us from our money and our beloved budgets. But there are good reasons to let our … Continue reading
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How to Save Money this Christmas – 5 Gift Ideas Under $10
Christmas is the traditional time to blow your budget. It’s so easy to get sucked into the spirit of the season and spend more than you need to. Then there are the traditional January headaches as you struggle to pay … Continue reading
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Resetting the Budget…
Damn and blast! My new credit card bill is here. Time to face up to how much we overspent last month. I had the budget and I really tried to keep inside it. But once again, I blew it. Not as … Continue reading
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Cleaning Up After Christmas – 3 Simple Ways to Make Extra Cash!
Like many people I had visitors over the Christmas period. This gave me the motivation to clean up my house. And while I was cleaning up I looked for things to earn me a little extra money. Most of what … Continue reading
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Personal Finance from the Beginning
Right from the start I want to make something clear. I am not an expert in personal finance. I am however, fed up with having more month than money. I intend to change that. I have decided to learn about … Continue reading
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Beginning to Budget
I have spent quite some time reading over my bank statements for the last three months. Because I rarely carry cash and generally use my EFTPOS or credit cards, this has been quite an instructive exercise. I have been able … Continue reading
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When it’s Cool to be Cheap
How many of the things that you buy on a regular basis could you get for a cheaper price? Do you do all your shopping in the same supermarket? Or do you shop around for discounts? Have you considered using … Continue reading
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Going Through the Bank Statements
Like almost everyone else in New Zealand I spend too much money on my credit cards. I’m always full of good intentions about how I will pay off a bit extra next month to counteract my splurging, but in reality … Continue reading
