Savings
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How to Create Your Emergency Fund
In a day when the economy is not as strong as most people would like, there is an even greater than ever need for both individuals and families to have an emergency fund. This is especially important for those who … Continue reading
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How to Reduce your Grocery Bill
At the moment I’m going to the supermarket every day and spending a fortune. Surely there is a way for me to save money and go less? Yes there is a way for you to cut down your supermarket spending. … Continue reading
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Save Money by Starting a Business!
One great way to save money on some of your regular monthly expenses is to start a home business. This is especially true if you have expenditures that could be turned into business-related ones. The New Zealand government allows you … Continue reading
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30 Habits to break before you get to 30
1. Putting rent on a credit card and not paying it off at the end of the month. 2. Assuming that you’re too young (or too old!) to start investing for the future. 3. Constantly using credit and finance instead … Continue reading
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How to Stop Living Paycheck to Paycheck
If your paycheck regularly finishes before your next payday then you are living beyond your means and you are one of those people who struggle to make ends meet from paycheck to paycheck. This malady can happen at any income … Continue reading
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Setting Up a Family Budget for Better Savings
If you have just been married and getting settled in to your new life, then it will help you immensely to get started right. So many couples have found out the hard way that starting off on the wrong foot … Continue reading
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5 Tips to Help Get You Started Saving Money Today
Many people find it difficult, if not near impossible, to put some money into savings. In a day when the economy is still a little tighter than it used to be, saving money may be even more important than ever. … Continue reading
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The Secret to Having Money!
Many people think the key to being able to save money for the long term and your retirement is directly related to how much you earn. However according to a study of saving behavior by economists Steven Venti of Dartmouth … Continue reading
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#EarthDay: 6 Great Ways to Save Some Green While Going Green!
In recognition of Earth Day, PocketSmith would like to recommend a few great ways to save money while also saving the environment. Many people still think that the green alternative is also the expensive alternative, but the fantastic thing about … Continue reading
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How you Can Start Spending Smart by Paying Attention to Consumer Trends
As the economic crisis worsens and spending decreases, many retailers and distributors are slashing their prices. Most people earn enough to cover their needs and at least some of their wants, but what happens when the “want” that you purchase … Continue reading
