Credit & Debt
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4 Good Financial Habits to Develop
“We are what we repeatedly do. Excellence then is not an act, but a habit.” Aristotle. This quote has profound meaning for your financial life, because it means that even if your savings are up not to scratch or if your … Continue reading
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10 Top tips for using Credit Cards
1. Think twice. If you don’t think you can manage to make repayments on a credit card, don’t get one. 2. Shop around. Make sure you choose the credit card that is right for you. Interest rates, annual fees, interest … Continue reading
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5 Tips on Choosing the Best Credit Card
Having the right credit card not only enables you to not have to carry cash, but it also will give you access to some charging power, too. Many credit cards also provide excellent benefits, too, such as cash back or … Continue reading
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30 Habits to break before you get to 30
1. Putting rent on a credit card and not paying it off at the end of the month. 2. Assuming that you’re too young (or too old!) to start investing for the future. 3. Constantly using credit and finance instead … Continue reading
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How to Stop Living Paycheck to Paycheck
If your paycheck regularly finishes before your next payday then you are living beyond your means and you are one of those people who struggle to make ends meet from paycheck to paycheck. This malady can happen at any income … Continue reading
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How to Pay off Christmas and Holiday Debt
Despite my best intentions I always seem to start the year with debt that I have accumulated over the holiday period. Im pretty good most of the year but then it all goes to custard around Christmas and I seem … Continue reading
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Is Credit Card Debt Making You Poor?
The debate over whether the demand for consumer goods has fuelled the increased availability of credit, or the availability of credit has spurred on the demand for consumer goods, is a matter best left to those who enjoy pondering chicken … Continue reading
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5 Tips to Help Get You Started Saving Money Today
Many people find it difficult, if not near impossible, to put some money into savings. In a day when the economy is still a little tighter than it used to be, saving money may be even more important than ever. … Continue reading
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How to Raise Your Credit Score on Your Own
If you have been having a problem with debt, and your credit score has suffered, there are things that you can do to raise it without outside help. It really is not necessary to pay someone else to do it for … Continue reading
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6 Simple tips to get out of debt
Debt can creep up on you so slowly that before you realize it you have taken on much more than you can handle. If you discover that you don’t have any money left for savings at the end of the … Continue reading
