Monthly Archives: February 2012
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Welcome the Birth of the Insurance Consultant!
The payment of commissions to life insurance salesmen in Australia will end in 2013. This is part of the reforms that are to take effect in the Australian insurance industry. The ban on commissions will also extend to bonuses for sales … Continue reading
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By Way of Introduction
The idea of personal finance is many things to many people. It doesn’t always mean good things either. It screams of penny-pinching and not of having fun. I’m sure it doesn’t need to be like that, well I hope it … Continue reading
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How to Pay off Christmas and Holiday Debt
Despite my best intentions I always seem to start the year with debt that I have accumulated over the holiday period. Im pretty good most of the year but then it all goes to custard around Christmas and I seem … Continue reading
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When do you start saving for retirement?
The short answer is start today, no matter how small the investment is it all adds up over time. So many of us wait…. We wait until we can save more. We wait until our mortgage is paid off. Until … Continue reading
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Is Credit Card Debt Making You Poor?
The debate over whether the demand for consumer goods has fuelled the increased availability of credit, or the availability of credit has spurred on the demand for consumer goods, is a matter best left to those who enjoy pondering chicken … Continue reading
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7 Tips to Save Money with a Low Cost Wedding
When it comes time to get married, people are looking forward to having a highly memorable time – one that will last a lifetime. Money is sometimes tight, however, and this means that elegance may have to be limited in … Continue reading
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B is for Budgeting, B is for Baby
Having a baby is an emotional experience and money rarely ever factors heavily into the decision of whether or not to have a child. Nevertheless, thinking about your budget when you discover that your baby will soon be born can … Continue reading
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Does Making More Money Make You Rich?
At the start of a New Year resolutions are always high on everyone’s agenda and one of the most popular financial resolutions around has consistently been to make more money. This begs the question “to what end?” Does making more … Continue reading
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5 Tips to Help Get You Started Saving Money Today
Many people find it difficult, if not near impossible, to put some money into savings. In a day when the economy is still a little tighter than it used to be, saving money may be even more important than ever. … Continue reading
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6 Tips to Increase Cash Flow without Earning More Money
In a day when cash is hard to come by, and homes and businesses have to try to make the dollar go further than before, money can be saved by following some cash flow tips. Of course, the more carefully … Continue reading












