“We are what we repeatedly do. Excellence then is not an act, but a habit.” Aristotle. This quote has profound meaning for your financial life, because it means that even if your savings are up not to scratch or if your … Continue reading →

Many of us suffer from periodic bouts of weakness when it comes to personal financial management. Even people who are generally great at making decisions sometimes end up spending money on something that was completely sporadic only to bear the … Continue reading →

In a day when the economy is not as strong as most people would like, there is an even greater than ever need for both individuals and families to have an emergency fund. This is especially important for those who … Continue reading →

Families need to have preparation made for a secure financial future in the event that the main breadwinner should die unexpectedly. Life insurance is one of the best ways to meet this need and it also comes with many possible … Continue reading →

Making financial decisions is something that we are all faced with on a daily basis. We make hundreds of them during the course of a year. They could be as simple as purchasing a coffee or a pair of shoes … Continue reading →

When you want to start putting your money to better use through investing, there are many different ways to go. Some are safer than others, and some will enable you to build faster – but usually with a greater level … Continue reading →

Health insurance is costly and it is not likely to get any cheaper in the near future. The high costs make it difficult for many families to get it, but there are many forms and you may be able to … Continue reading →

Every year Christmas rolls around and promises not to get carried away by going over budget make the list of things to do and yet, just like clockwork, January rolls around and the bills arrive to reveal just how much … Continue reading →

Mothers everywhere have at one time or another toyed with the idea of staying at home to raise the kids. Some jump right in deciding that no amount of money can make up for the experience of being able to … Continue reading →

Investing money into profitable various financial tools is a solid way to use money wisely for the future. Being aware of its profitability, however, does not ensure that you actually are making wise choices. Here are some common problems that … Continue reading →

Many of us spend a lot of money eating out and socialising. Interestingly the takeaway industry has been doing really well during the last few years. You would think that they would be going through a tough time like so … Continue reading →

1. Think twice. If you don’t think you can manage to make repayments on a credit card, don’t get one. 2. Shop around. Make sure you choose the credit card that is right for you. Interest rates, annual fees, interest … Continue reading →

If you asked 10 people what success means to them I would expect you would get 10 different answers. Many would think success is very closely correlated to financial success. I look at success more broadly and for me its … Continue reading →

Having the right credit card not only enables you to not have to carry cash, but it also will give you access to some charging power, too. Many credit cards also provide excellent benefits, too, such as cash back or … Continue reading →

Most of us will have some kind of fantasy about money lurking in our subconscious somewhere. Your brain can trick you into believing these fantasies could actually happen. However if we really thought about it would become clear how silly … Continue reading →