Your financial world may be good right now, but that doesn’t mean it always will be. You should take stock while things are smooth to make sure you don’t hit a rocky stretch later. This is particularly critical in today’s … Continue reading →

Have you noticed how it’s usually men who call Valentine’s Day a “Hallmark holiday?” We dismiss the celebration as a commercial ploy to part us from our money and our beloved budgets. But there are good reasons to let our … Continue reading →

A new baby brings with it a heap of excitement and a free pass to go on a crazed spending spree. Babies are precious gifts, but they can inspire intense urges to get everything possible regardless of the cost. First … Continue reading →

Create a simple and delicious financial plan for the coming 6 months, filled with good decisions and a satisfying payoff at the end. Cook time10 minutes LevelEasy YieldClairvoyance Ingredients – x1 free PocketSmith account – Today’s bank balance – x1 … Continue reading →

In the recent economic problems, a lot of people have lost a lot of money. This included their life savings, their home, and in some cases their retirement money. Many people were hurt financially. While no one can give an … Continue reading →

Every now and then people go through tough times. This is especially true today when many people are still out of work, even though they have tried hard and knocked on many doors. This makes it essential to find ways … Continue reading →

Many people think the key to being able to save money for the long term and your retirement is directly related to how much you earn. However according to a study of saving behavior by economists Steven Venti of Dartmouth … Continue reading →

In recognition of Earth Day, PocketSmith would like to recommend a few great ways to save money while also saving the environment. Many people still think that the green alternative is also the expensive alternative, but the fantastic thing about … Continue reading →

In my last article I talked about what is important to you in life. Its not necessarily as obvious as we sometimes think. There are always a few key things like money and family that people come up with, however … Continue reading →

Who says you need to save every penny you earn and vow to eat Ramen noodles for the next twelve months to be able afford a luxury vacation? Of course, it couldn’t hurt to plan ahead and start saving a … Continue reading →

Cash flow management is not just for small business owners or people in the business world. If you find that your paycheck runs out halfway through the month and you are eagerly looking forward to your next payday, then you … Continue reading →

Christmas is the traditional time to blow your budget. It’s so easy to get sucked into the spirit of the season and spend more than you need to. Then there are the traditional January headaches as you struggle to pay … Continue reading →

Damn and blast! My new credit card bill is here. Time to face up to how much we overspent last month. I had the budget and I really tried to keep inside it. But once again, I blew it. Not as … Continue reading →

Summer is a beautiful time of year where a whole lot fun can take place, but you need to be conscious of the fact that summer can also drain your bank account if you aren’t careful. Unlike fall or spring, … Continue reading →

Budgeting can be tricky even on a fixed monthly salary, so adding the ‘irregular income’ wild card can really shake things up. The fact of the matter is though, for many people this is a reality. Freelance writers and web … Continue reading →